China: Insurance Laws and Products

Commercial General Liability insurance (“CGL”) is one of the most widely used forms of commercial liability insurance internationally. Originating from the standardized policy forms developed by the Insurance Services Office (“ISO”) in the United States, CGL policies generally provide coverage for third-party claims arising from bodily injury or property damage caused by an “occurrence” in connection with the insured’s business operations. In China, CGL insurance has increasingly been adopted by manufacturing enterprises, particularly those engaged in export-oriented businesses.

China's National Financial Regulatory Administration has issued comprehensive guidance on artificial intelligence development and application in the banking and insurance sectors, establishing systematic requirements for AI governance, risk management, data protection, and algorithmic transparency. Insurance institutions must now navigate new compliance obligations covering high-risk AI applications in underwriting, claims processing, and risk assessment, while balancing innovation with enhanced consumer pr

董责险的全称为“董事、监事及高级管理人员责任保险”，英文为Directors & Officers Liability Insurance，通常简称为D&O保险，是以董事、监事、高级管理人员（“董监高”）在执行职务过程中的不当行为造成第三方损害而应承担的赔偿责任为保险标的。

近期，安杰世泽保险法律服务团队办结一起财产综合险理赔案件，充分体现了上述服务模式的价值。在该案中，服务律师自理赔阶段即介入，全程

预约保险协议俗称“预约保单（open policy/open cover）”，通常载明承保险别、承保标的、承保期限、费率、保额、免赔、双方权利义务、特约条款等，可有效降低逐笔投保带来的协商成本及遗漏风险，在货运险实践中应用广泛。但保险人援引预约保险协议中的相关条款对保单责任或赔款金额进行抗辩时，

2025年12月4日晚21时许，被羁押872天后，被指控敲诈勒索罪的商美娜，被无罪释放！

在国际保险市场中，辛迪加（Syndicate）是劳合社面向保险市场的业务单位，由一个或多个劳合社成员提供资本支持，并由专门的管理代理人（Managing agent）进&

2025年11月20日，人力资源社会保障部正式发布了《关于执行〈工伤保险条例〉...

在美国，制造商或销售商面临产品责任索赔与诉讼非常常见。制造商企业在美国自行销售产品后面临产品责任索赔与诉讼，或将产品销售给美国经