United States: Consumer Protection

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Consumer protection law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics that involve consumer protection regulations and the developing law surrounding them from specialists working in this area.
Article
Algorithmic Pricing Attracts Widespread Scrutiny As FTC Seeks Comment On Personalized Pricing Policy Statement
Federal and state regulators are intensifying scrutiny of algorithmic and personalized pricing technologies, raising concerns about consumer costs in essential markets. The FTC has proposed an enforcement policy statement on personalized pricing practices, while New Jersey has enacted new restrictions and courts continue to grapple with algorithmic collusion claims. These developments signal a growing regulatory framework that businesses using data-driven pricing models must navigate carefully.
United States Consumer
WR
Wiley Rein
Article
FTC Secures $16.5 Million Settlements With Celsius Network Co-Founders
The Federal Trade Commission secured $16.5 million in settlements from three Celsius Network co-founders, resolving claims that they misled consumers about the safety of cryptocurrency deposits and the platform's financial stability. The settlements impose permanent restrictions on the executives' ability to market financial and cryptocurrency products, following allegations that they misappropriated over $4 billion in consumer assets while falsely representing the platform as a safer alternative to traditi
United States Consumer
GT
Greenberg Traurig, LLP
Article
YOU HAVE THIRTY DAYS TO CONFESS, AND THE FTC WILL POST IT ON THE INTERNET: The Safeguards Rule Breach Report Non-Bank Lenders Keep Forgetting They Owe
Non-bank lenders operating under the Gramm-Leach-Bliley Act face a critical compliance obligation many overlook: the FTC's Safeguards Rule requires reporting data breaches affecting 500 or more consumers within thirty days of discovery, and every report becomes publicly searchable online. What happens when your incident response plan collides with a mandatory public confession, and how can lenders prepare before the thirty-day clock starts ticking?
United States Consumer
Troutman Amin LLP
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Consumer Law

Article
Algorithmic Pricing Attracts Widespread Scrutiny As FTC Seeks Comment On Personalized Pricing Policy Statement
Federal and state regulators are intensifying scrutiny of algorithmic and personalized pricing technologies, raising concerns about consumer costs in essential markets. The FTC has proposed an enforcement policy statement on personalized pricing practices, while New Jersey has enacted new restrictions and courts continue to grapple with algorithmic collusion claims. These developments signal a growing regulatory framework that businesses using data-driven pricing models must navigate carefully.
United States Consumer
WR
Wiley Rein
Article
FTC Secures $16.5 Million Settlements With Celsius Network Co-Founders
The Federal Trade Commission secured $16.5 million in settlements from three Celsius Network co-founders, resolving claims that they misled consumers about the safety of cryptocurrency deposits and the platform's financial stability. The settlements impose permanent restrictions on the executives' ability to market financial and cryptocurrency products, following allegations that they misappropriated over $4 billion in consumer assets while falsely representing the platform as a safer alternative to traditi
United States Consumer
GT
Greenberg Traurig, LLP
Article
A Look At The FTC's Current Approach To AI Regulation
President Trump's Executive Order 14179 fundamentally reshaped federal AI policy, directing agencies to remove barriers to innovation while the FTC maintains enforcement against deceptive AI marketing practices. This analysis examines how the Commission now distinguishes between restricting AI capabilities versus prosecuting false claims about AI products, revealing a dual approach that protects innovation while combating consumer deception.
United States Government
HK
Holland & Knight
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Consumer Trading & Unfair Trading

Article
NAD Finds Hair Drying Claims Get Tangled Up In The Visuals
Dyson challenged Dreame's advertising claims that its hair styling products could dry shoulder-length hair in two minutes, arguing that accompanying images of models with much longer hair misled consumers about the products' actual capabilities. The National Advertising Division examined whether the visual presentation contradicted the explicit claim limitations and whether disclosures adequately clarified the performance boundaries.
United States Consumer
KD
Kelley Drye & Warren LLP
Article
Against The Digital Tide: Increased Regulatory And Consumer Pressure To Protect Physical Games And Digital Ownership
State regulators are intensifying scrutiny of digital goods marketing practices, particularly whether consumers understand the difference between purchasing ownership rights versus acquiring limited licenses. As major game publishers shift away from physical media toward digital-only distribution, lawmakers in California, Maryland, New York, and other states are proposing legislation requiring clearer disclosures about what consumers actually receive when they click "buy."
United States Consumer
DW
Dickinson Wright PLLC
Article
NYC Council Announces Investigation Into Marketing By Prediction Market Platforms
New York City Council Speaker Julie Menin has launched an investigation into prediction market platforms like Kalshi, Polymarket, Coinbase, and Gemini Titan, examining their marketing practices targeting New Yorkers. The probe focuses on allegations of false and deceptive advertising tactics, particularly those directed at young adults, including undisclosed influencer marketing and fictitious depictions of profitable wagers.
United States Media & IT
GA
Global Advertising Lawyers Alliance (GALA)
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Product Liability & Safety

Article
NAD Finds Hair Drying Claims Get Tangled Up In The Visuals
Dyson challenged Dreame's advertising claims that its hair styling products could dry shoulder-length hair in two minutes, arguing that accompanying images of models with much longer hair misled consumers about the products' actual capabilities. The National Advertising Division examined whether the visual presentation contradicted the explicit claim limitations and whether disclosures adequately clarified the performance boundaries.
United States Consumer
KD
Kelley Drye & Warren LLP
Article
FDA Proposes Mandatory GRAS Notification Requirement
The U.S. Food and Drug Administration has proposed converting its voluntary GRAS notification program into a mandatory requirement, fundamentally changing how food substances enter the market. Companies would be required to submit GRAS notices for substances marketed under Generally Recognized as Safe provisions, with limited exceptions and a streamlined process for existing ingredients.
United States Consumer
HL
Hogan Lovells Cadwalader
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Consumer Credit

Article
DIDMCA’s Section 525 Opt-Out: Congress Allowed States To Reimpose Usury Limits On Their Own Banks, Not On Out-Of-State Lenders
Why would Colorado opt out of DIDMCA Section 521 if it doesn't prevent rate exportation by out-of-state banks? This analysis examines Congress's original 1980 intent behind DIDMCA Sections 521 and 525, revealing how the legislation addressed intrastate lending challenges during a period of extreme interest rates rather than interstate rate exportation concerns.
United States Finance
BS
Ballard Spahr LLP
Article
YOU HAVE THIRTY DAYS TO CONFESS, AND THE FTC WILL POST IT ON THE INTERNET: The Safeguards Rule Breach Report Non-Bank Lenders Keep Forgetting They Owe
Non-bank lenders operating under the Gramm-Leach-Bliley Act face a critical compliance obligation many overlook: the FTC's Safeguards Rule requires reporting data breaches affecting 500 or more consumers within thirty days of discovery, and every report becomes publicly searchable online. What happens when your incident response plan collides with a mandatory public confession, and how can lenders prepare before the thirty-day clock starts ticking?
United States Consumer
Troutman Amin LLP
Article
NYC’s SHIELD Debt Collection Rule: DCWP’s New FAQ Clarifies Key Compliance Questions
New York City's Department of Consumer and Worker Protection has issued comprehensive guidance on its SHIELD Rule through a detailed FAQ, clarifying how the sweeping debt collection regulations will operate when they take effect January 1, 2027. The guidance addresses critical operational questions about contact limits, dispute procedures, verification requirements, and special protections for medical debt that go substantially beyond federal requirements. Companies collecting debts from New York City consu
United States Consumer
BS
Ballard Spahr LLP
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Latest Videos

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