United Kingdom: Finance and Banking

Although we are seven months away from the application of the new requirements for non-EEA banks and large broker-dealers (together non-EEA banks)...

The UK government has unveiled plans to modernize financial services regulation through a new bill announced in the King's Speech, aiming to reduce regulatory complexity while maintaining high standards.

The relationship between financial services firms and their regulators has always been shaped by data, but for decades data was treated as something that firms produced when needed...

The European Union's Listing Act package has introduced its final wave of changes to the Prospectus Regulation, fundamentally reshaping how debt capital markets participants must structure and present offering documents. These reforms include mandatory sequencing requirements, consolidated disclosure annexes, and new ESG-specific disclosure obligations that will affect issuers, underwriters, and legal advisors across EU regulated markets.

Private credit lenders face a new reality as U.S. distressed borrowers increasingly turn to English restructuring tools to reorganize New York law-governed debt outside of Chapter 11. Recent cases demonstrate how Schemes of Arrangement and Restructuring Plans can bind dissenting creditors, reduce minority creditor influence, and potentially circumvent the absolute priority rule. Understanding these cross-border mechanisms has become essential for lenders navigating modern restructuring dynamics.

The private credit market has reached a critical inflection point in 2026, with $1.8tn in global assets under management creating both unprecedented opportunities and complex challenges.

The Commercial Court's decision in Shukla v St James Bank clarifies that non-recourse lending structures cannot eliminate a borrower's equity of redemption under English law. When a lender refused to cooperate with loan repayment and attempted to retain collateral based on technical defaults, the court struck down contractual provisions that sought to forfeit redemption rights and awarded substantial damages for breach of contract.

Buying your first home is exciting but it can also feel frustrating when things move more slowly than expected.

If you are buying a property with the help of a mortgage, you may hear your estate agent, broker or solicitor talk about whether a firm is “on the lender’s panel”.

UK financial regulators have introduced a unified operational incident reporting framework that will require regulated firms to submit structured reports within 24 hours of detecting serious disruptions...

For accounts payable (AP) providers and platforms, delivering a seamless customer experience is crucial. Yet, a significant pain point for many users is the lack of payment visibility. When customers don’t have clear insights into their payment statuses, it can negatively impact cash flow management, budgeting, and reconciliation. Addressing this issue isn’t just a matter of convenience – it’s essential for fostering trust and loyalty.

The Bank of England has published a policy statement and draft Code of Practice for sterling-denominated systemic stablecoin issuers, confirming its policy direction and consulting on the draft rules that will apply...