Canada: Insurance Laws and Products

If you're a stay-at-home parent injured in an automobile collision on or after July 1, 2026, you'll have worries beyond your own injuries.

Big Changes Take Effect July 1st - Know The Impact (Video)

Understanding accident benefits is crucial for protecting yourself and your family after a motor vehicle collision. Ontario's auto insurance system provides specific coverage options that can significantly...

The Respondent insurer had retained a psychologist to conduct an insurer examination of the Applicant. While the Respondent produced some records from the psychologist’s office...

Ontario's auto insurance system is undergoing a major transformation on July 1, 2026, shifting to an opt-in coverage model that promises lower premiums but transfers significant risk from insurers to individuals. Sandra Train, drawing on her unique background as both a personal injury lawyer and Fellow Chartered Insurance Professional, examines how reduced first-party benefits will drive more accident victims into the tort system, creating larger, more complex lawsuits and unprecedented uncertainty for all

Insurance companies routinely schedule Independent Medical Examinations (IMEs) as part of the claims process in Ontario, often leaving claimants uncertain about their purpose and impact. Understanding what IMEs assess, why they're requested, and how to prepare can significantly reduce stress and help you maintain control over your claim outcome.

The Ontario Court of Appeal recently issued its decision in the much-discussed case of MDS Inc. v. Factory Mutual Insurance Company, 2021 ONCA 594.

This paper reviews the changes established by the new legislation, new compensation limits, new procedures for assessing claims and managing treatment and the anticipated impact to Albertans who are injured...

Car and recreational vehicle dealers as well as the insurance sector are facing a major legislative change introduced by Bill 30...