United States: Consumer Credit

On November 17, the FTC announced a final court order permanently banning a small-business financing company and its chief executive from offering business financing, debt relief, and credit repair services and imposing a $48,280,328 monetary judgment to resolve allegations of unfair or deceptive acts or practices under the Federal Trade Commission Act

Issued on November 10, 2025, the long-awaited decision from the US Court of Appeals for the 10th Circuit in National Association of Industrial Bankers v. Weiser supports Colorado's exercise...

On November 10, 2025, the United States Court of Appeals for the Tenth Circuit issued an opinion reversing a district court's order that the State of Colorado...

Licensing Link is a periodic publication that will keep you informed on hot topics and new developments in state licensing laws, and provide practice tips and primers on important issues related to state...

Listen in for the latest developments in UK mortgage regulation with our insightful podcast, "Consumer Credit in Focus", where experts from our London Financial Services Regulatory team break down the recent Financial Conduct Authority's discussion paper on possible future reforms to UK mortgage regulation.

The CFPB has reached a settlement in its lawsuit against FirstCash, Inc. and its 19 subsidiaries alleging violations of the Military Lending Act (MLA). The parties have jointly filed a stipulated final judgment...

The CFPB has recently dismissed two more enforcement actions—one against a major credit reporting agency and another against a lease-to-own financing provider.

Welcome to the "Credit Reporting" chapter of our annual report, Consumer Financial Services: 2024 Year in Review.

On February 25, 2025, the United States District Court for the Western District of Washington issued a cautionary decision for all businesses that employ "Refer a Friend" promotions.