United Kingdom: FinTech

The Financial Conduct Authority has published its final policy position on the UK's new cryptoasset regime, introducing significant changes to how trading platforms, intermediaries, and custodians will operate. Key modifications include relaxed transparency requirements for dealers, clarified safeguarding rules, and a case-by-case approach to decentralised finance regulation. The framework establishes comprehensive conduct standards while providing flexibility for international firms and various business mo

His Majesty's Treasury has published a groundbreaking consultation paper that could revolutionize UK payments regulation by 2028, introducing frameworks for tokenised payment instruments and agentic AI while fundamentally restructuring how payment services are overseen. The consultation addresses five key pillars including strategic regulatory changes, modifications to the payments perimeter, integration of digital assets, Open Banking frameworks, and responses to emerging AI technologies. With responses du

The UK government's Mansion House 2026 speech and accompanying publications reveal continued progress on financial services reform, with significant developments in digital markets, AI adoption, and regulatory modernization. Key initiatives include the first designations under the critical third parties regime, advancement of tokenisation projects including the Digital Gilt Instrument, and comprehensive plans for AI integration across financial services. While the strategic direction remains clear, much of

In this edition we round up FinTech-related financial services regulatory developments for the week ending 19 June 2026.

The Bank of England has recalibrated its regulatory approach to systemic stablecoins, softening some controversial proposals on holding limits and asset composition requirements. While the institution demonstrates laudable engagement and offers critical services like central bank accounts, fundamental concerns remain about whether this regime will truly enable a vibrant GBP stablecoin market to emerge.

For accounts payable (AP) providers and platforms, delivering a seamless customer experience is crucial. Yet, a significant pain point for many users is the lack of payment visibility. When customers don’t have clear insights into their payment statuses, it can negatively impact cash flow management, budgeting, and reconciliation. Addressing this issue isn’t just a matter of convenience – it’s essential for fostering trust and loyalty.

Industry leaders convened in London to examine how insurance is transforming from a reactive risk transfer mechanism into a proactive resilience strategy for sustainable finance.

The English High Court has confirmed that cryptoassets should be treated as existing where their owner resides, establishing clear jurisdictional grounds for tort claims.

The Financial Stability Institute (FSI) at the Bank of International Settlements (BIS) has published a brief which outlines opportunities created by digital technologies to improve financial health in five areas...