United Kingdom: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.
Article
What Should I Do If I Have Been Injured In A Car Crash Abroad?
Being involved in a road traffic accident abroad presents unique challenges beyond the physical and emotional trauma. Stephen Goodman provides essential guidance on navigating unfamiliar legal systems, insurance requirements, and evidence collection procedures when accidents occur in foreign countries. Understanding the critical steps to take immediately following an overseas collision can significantly impact your ability to secure compensation and protect your rights.
United Kingdom Litigation
Slater and Gordon
Article
Six Minutes From Crisis To Covered: How Artificial Intelligence Is Transforming Pet Insurance Claims
Swedish Insurtech Lassie has launched in the UK with a revolutionary pet insurance model that combines AI-powered claims processing, gamified health rewards, and personalized pet care guidance through a single app. The platform promises to settle claims in just six minutes and offers a prevention-first approach that could fundamentally reshape the traditional pet insurance market. With over 20 million UK pets currently uninsured, Lassie's innovative approach may finally bridge the gap between pet owners and
United Kingdom Insurance
BJ
Browne Jacobson
Article
The Insurance Implications Of The Recent Personal Care Products Chemical Contamination Study
A groundbreaking peer-reviewed study has revealed that 98% of personal care and cleaning products contain unlabelled chemicals, with 85% harboring substances linked to serious health hazards including cancer, infertility, and neurological disease. Major brands making claims like "phthalate-free" and "100% natural" were found to contain the very chemicals they claimed to exclude, raising urgent questions about product safety, regulatory oversight, and the massive insurance implications spanning product liabi
United Kingdom Insurance
BJ
Browne Jacobson
Article
UK Road Casualties Remain Low But Serious Injuries Rise
The Department for Transport's 2025 road casualty statistics reveal a concerning paradox for motor insurers: while road fatalities declined to one of the lowest levels on record, serious injuries increased by 4%, driving up claim severity and costs. This analysis examines how rising KSI numbers, vulnerable road user exposure, and demographic shifts are reshaping the motor insurance landscape despite historically low collision frequency.
United Kingdom Insurance
W
Weightmans
Article
Fire Risks For UK Insurers: Solar Panels, Lithium-ion Batteries And Hash Oil Explosions
Three fire risks are quietly reshaping the UK property insurance market, and each is moving faster than the industry’s response to it. Ageing solar installations, lithium-ion battery fires and butane hash oil explosions linked to organised crime are generating losses of a size and complexity that current policy wordings and underwriting assumptions were not designed to address.
United Kingdom Insurance
BJ
Browne Jacobson
Article
PRA Publishes Consultation Paper On New UK Captives Regime
The Prudential Regulation Authority has unveiled proposals for a new UK captive insurance regime designed to boost competitiveness and provide businesses with greater flexibility in managing risk. The consultation paper outlines a bespoke framework with lower capital requirements, faster authorisation processes, and simplified governance structures compared to Solvency UK.
United Kingdom Insurance
KL
Herbert Smith Freehills Kramer LLP
Article
FCA Enforcement Watch 2: The Consumer Duty Moves Into A New Phase Of Scrutiny
The FCA's second Enforcement Watch reveals a shift from initial forbearance to active scrutiny of Consumer Duty compliance, with 11 open investigations now underway. As the regulatory framework matures, firms face increasingly intensive supervisory intervention through VREQs and OIREQs, with fair value assessments emerging as a particular enforcement focus alongside product governance and vulnerable customer treatment.
United Kingdom Finance
KL
Herbert Smith Freehills Kramer LLP
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