United Kingdom: Finance and Banking

Although we are seven months away from the application of the new requirements for non-EEA banks and large broker-dealers (together non-EEA banks)...

The UK government has unveiled plans to modernize financial services regulation through a new bill announced in the King's Speech, aiming to reduce regulatory complexity while maintaining high standards.

The relationship between financial services firms and their regulators has always been shaped by data, but for decades data was treated as something that firms produced when needed...

Private credit lenders face a new reality as U.S. distressed borrowers increasingly turn to English restructuring tools to reorganize New York law-governed debt outside of Chapter 11. Recent cases demonstrate how Schemes of Arrangement and Restructuring Plans can bind dissenting creditors, reduce minority creditor influence, and potentially circumvent the absolute priority rule. Understanding these cross-border mechanisms has become essential for lenders navigating modern restructuring dynamics.

The private credit market has reached a critical inflection point in 2026, with $1.8tn in global assets under management creating both unprecedented opportunities and complex challenges.

The Financial Conduct Authority's (FCA) consultation reflects the ongoing governmental and regulatory push to encourage wider retail participation in private and public capital markets and the benefits of seeking higher financial returns over pure cash savings.

The Commercial Court's decision in Shukla v St James Bank clarifies that non-recourse lending structures cannot eliminate a borrower's equity of redemption under English law. When a lender refused to cooperate with loan repayment and attempted to retain collateral based on technical defaults, the court struck down contractual provisions that sought to forfeit redemption rights and awarded substantial damages for breach of contract.

Buying your first home is exciting but it can also feel frustrating when things move more slowly than expected.

If you are buying a property with the help of a mortgage, you may hear your estate agent, broker or solicitor talk about whether a firm is “on the lender’s panel”.

The pound (GBP) was confined to a narrow range on Thursday amid the absence of any notable UK economic indicators.

The Emerging Technology Horizon Scan 2026 issued on 10 June 2026 is described as the FCA's first external publication of its kind. The paper is not regulatory guidance or predictions...

Private credit lenders face a new reality as U.S. distressed borrowers increasingly turn to English restructuring tools to reorganize New York law-governed debt outside of Chapter 11. Recent cases demonstrate how Schemes of Arrangement and Restructuring Plans can bind dissenting creditors, reduce minority creditor influence, and potentially circumvent the absolute priority rule. Understanding these cross-border mechanisms has become essential for lenders navigating modern restructuring dynamics.