Germany: FinTech

Germany started 2025 with rising enforcement risk as authorities intensified their efforts to combat financial crime.

The recent festive season drove peak online shopping, travel bookings and charity giving, a time when fraudsters were most active – now increasingly armed with artificial intelligence...

Every year, usually during the fourth quarter, the Banking Union relevant authorities, comprised of the European Central Bank (ECB), acting at the helm of the Single Supervisory Mechanism...

This blog post is Part II of our series on the newly published BMF circular addressing cryptocurrencies and tax.

In March this year, Germany's Federal Ministry of Finance published a circular which should interest anyone with crypto currencies. It updated the circular on the income-tax treatment of virtual currencies and other tokens of 10 May 2022.

The European Securities and Markets Authority (ESMA) published its 2024 Annual Report in June 2025 (the Report), providing a comprehensive overview...

On 11 September 2024, Germany's Federal Financial Supervisory Authority published an Information Sheet (01/2024 (WA)) specifying its expectations when a securities institution must appoint at least two people as its management i.e. as managing directors.

As discussed in extensive Thought Leadership coverage from our EU RegCORE as well as wider coverage across the PwC Network, the EU's Markets in Crypto-Assets Regulation (MiCAR) marks...

On 7 May 2024, the European Banking Authority (EBA) published three sets of final draft regulatory technical standards (RTS) and one set of final draft implementing technical standards ..