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Article
Consumer Insurance Contracts Act 2019: What Section 18(4) Means For Insurers In Ireland
Ireland's Consumer Insurance Contracts Act 2019 has reached full implementation with the commencement of section 18(4) on 13 May 2026, introducing new protections for innocent co-insureds affected by criminal or intentional acts of other policyholders. This final provision requires insurers to conduct individual factual assessments of each co-insured's knowledge and consent before applying criminal act exclusions, fundamentally changing how claims involving fraudulent co-insureds are handled.
Ireland Insurance
M
Matheson
Article
Central Bank Publishes First Intermediary Newsletter Of 2026
The Central Bank of Ireland has published its first Investment Firm and Intermediary Newsletter for 2026, revealing critical regulatory updates and supervisory priorities for Irish (re)insurance intermediaries. The newsletter addresses sector mapping initiatives, commission disclosure practices, complaints handling procedures, and significant changes to intermediary authorisation requirements that firms must navigate.
Ireland Insurance
WF
William Fry
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Insurance Laws and Products

Article
Consumer Insurance Contracts Act 2019: What Section 18(4) Means For Insurers In Ireland
Ireland's Consumer Insurance Contracts Act 2019 has reached full implementation with the commencement of section 18(4) on 13 May 2026, introducing new protections for innocent co-insureds affected by criminal or intentional acts of other policyholders. This final provision requires insurers to conduct individual factual assessments of each co-insured's knowledge and consent before applying criminal act exclusions, fundamentally changing how claims involving fraudulent co-insureds are handled.
Ireland Insurance
M
Matheson
Article
Malta And The HNS Convention: Preparing For The 2027 Liability Regime
The International Maritime Organization has confirmed that the HNS Convention, governing liability and compensation for damage from hazardous cargo transport by sea, will enter force on 29 November 2027. After nearly three decades of delays, this creates immediate compliance obligations for Malta's ship registry and the global maritime industry, requiring new insurance certificates, reporting systems, and a two-tier compensation framework backed by both shipowners and cargo receivers.
Malta Transport
GA
Ganado Advocates
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