Canada: Personal Injury

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Sandra Train Published In Without Prejudice On Ontario’s 2026 Auto Insurance Overhaul
Ontario's auto insurance system is undergoing a major transformation on July 1, 2026, shifting to an opt-in coverage model that promises lower premiums but transfers significant risk from insurers to individuals. Sandra Train, drawing on her unique background as both a personal injury lawyer and Fellow Chartered Insurance Professional, examines how reduced first-party benefits will drive more accident victims into the tort system, creating larger, more complex lawsuits and unprecedented uncertainty for all
Canada Litigation
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Howie, Sacks & Henry LLP
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