Worldwide: Capital Adequacy/BASEL

The NAIC's Spring National Meeting addressed critical changes to risk-based capital factors for life insurers' collateral loans, with industry stakeholders debating the appropriate methodology for calculating RBC factors based on loan-to-value ratios and overcollateralization levels.

Federal banking agencies have issued revised model risk management guidance in SR 26-2, introducing a more explicitly risk-based approach to model governance, validation, and monitoring. While primarily targeting organizations with over $30 billion in assets, the principles-based framework has broader implications for regional and community banks navigating evolving regulatory expectations.

New York's Department of Financial Services has released proposed regulations that would fundamentally reshape oversight of payment stablecoin issuers, introducing bank-style capital requirements, mandatory third-party...

In March 2026, U.S. banking regulators released a comprehensive set of proposals to recalibrate capital requirements for banking organizations of all sizes, marking a significant shift from their 2023 approach. These proposals aim to enhance risk sensitivity, reduce complexity, and produce more moderate capital impacts while improving the competitive position of U.S. banks relative to their international peers. The proposals include implementing final Basel III standards for the largest banks, revising the

The U.S. banking agencies have issued three interrelated proposals that will fundamentally reshape capital requirements for foreign banking organizations operating intermediate holding companies in the United States.

On April 7, 2026, the Federal Deposit Insurance Corporation (FDIC) issued a notice of proposed rulemaking (the Proposal) to implement key provisions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (the GENIUS Act) applicable to FDIC-supervised institutions, including permitted payment stablecoin issuers (PPSIs) and insured depository institutions (IDIs) engaged in related custodial or safekeeping services

In this edition we round up FinTech-related financial services regulatory developments for the week ending 13 March 2026.

Enacted on July 18, 2025, the GENIUS Act is Congress' first comprehensive federal framework for payment stablecoins...

Aux États-Unis, les prediction markets — ou marchés prédictifs — reposent sur une idée très simple : acheter et vendre des contrats...