United States: FinTech

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Accounting law and audit law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as FinTech, marketing, media, new technology, security.
Article
SEC Proposes ‘Regulation Crypto Assets,’ Creating Tailored Crypto Offering Exemptions And Investment Contract Safe Harbor
On Aug. 18, 2026, the U.S. Securities and Exchange Commission (SEC or Commission) issued a 402-page proposing release for Regulation Crypto Assets (Proposed Rules), which would establish a standalone offering framework for certain investment contracts involving crypto assets. The proposal is the SEC’s first formal effort to create an offering regime specifically tailored to covered investment contracts involving crypto assets. Until now, market participants have largely relied on previously issued no-action letters, interpretative releases, and written staff guidance relating to these assets to address crypto-related concerns under frameworks developed for traditional securities.
United States Technology
GT
Greenberg Traurig, LLP
Article
SEC Proposes Regulation Crypto Assets: A Tailored Offering Framework For Crypto Investment Contracts
The Securities and Exchange Commission (SEC) has proposed the first registration-exempt offering pathway designed specifically for crypto assets. On August 18, 2026, the SEC proposed Regulation Crypto Assets, which would create a tailored securities offering regime for certain investment contracts involving crypto assets (covered investment contracts). The proposal represents the SEC’s first crypto-specific offering framework, signaling the SEC’s intent to establish a structured exemptive regime through rulemaking even as Congress continues to debate comprehensive digital asset legislation.
United States Technology
AG
Akin Gump Strauss Hauer & Feld LLP
Article
U.S. Treasury Proposes GENIUS Act Rules For Stablecoin Issuance, Offer, And Sale
The U.S. Department of the Treasury has issued proposed regulations implementing the GENIUS Act, establishing a comprehensive framework for payment stablecoin issuance and transactions in the United States. What obligations will issuers and digital asset service providers face under these new rules, and how will the extraterritorial provisions affect foreign entities engaging with U.S. persons?
United States Finance
JD
Jones Day
Curated
GENIUS Act And The Emerging Architecture Of Digital Payments
The GENIUS Act became Public Law 119-27 one year ago on July 18, 2025 (GENIUS Act — Public Law 119-27). Multiple federal regulators are preparing the regulatory framework to integrate digital money in the form of payment stablecoins into the existing conventional banking system. States are also exploring the use of stablecoins for payments and digital assets as a class of financial assets. All of this activity is building a new digital payments economy.
United States International
BG
Braumiller Law Group, PLLC
Article
Crypto Brief
This weekly digest from Lowenstein Crypto examines critical regulatory developments shaping the digital asset landscape, including the SEC's upcoming meeting on crypto asset regulation, major enforcement actions against alleged fraud schemes, and the OCC's renewed openness to chartering banks engaged in digital asset businesses. The analysis covers pivotal legal battles over Federal Reserve master account access and a landmark lawsuit against North Korea over a $1.5 billion exchange hack.
United States Finance
LS
Lowenstein Sandler
Article
Dividing The Invisible: Cryptocurrency Digital Assets And The New Frontier Of California Family Law
For decades, California family courts have divided the same categories of community property: homes, bank accounts, retirement plans, brokerage portfolios, family businesses, and the occasional valuable piece of personal property. The rules governing division of those assets are familiar, predictable, and largely developed through generations of case law.
United States Technology
IG
IR Global
Article
Crypto's Moment In Washington: What Banks, FinTechs And Crypto Companies Need To Know Now
Federal digital asset policy has accelerated dramatically since President Trump's January 2025 executive order, with Congress passing the first stablecoin law and regulatory agencies opening numerous rulemakings. Yet the industry's most critical legislation—the Digital Asset Market Clarity Act—remains stalled in the Senate, creating a complex landscape where regulatory momentum advances without legislative certainty, presenting both compliance challenges and strategic opportunities for financial
United States Finance
HK
Holland & Knight
Article
Marketing Together In Fintech-Bank Partnerships
Fintech-bank partnerships face challenges in marketing approval timelines that can impact market opportunities. This analysis explores practical strategies to streamline the marketing approval process while maintaining necessary bank oversight and control. From due diligence considerations to contractual frameworks and operational best practices, discover how partners can work together more effectively on marketing initiatives.
United States Finance
GP
Goodwin Procter LLP
Article
Applicants Race To Secure National Bank Charters
Matthew Bisanz of Mayer Brown discusses the growing interest in national bank charters among cryptocurrency and digital asset companies, as well as marketplace lenders seeking industrial loan charters. The application process typically spans 18-24 months from conditional to final approval, with recent legislation appearing to target traditional de novo bank formation rather than fintech charter applications.
United States Finance
MB
Mayer Brown
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