United States: Insurance Laws and Products

A Ninth Circuit Court of Appeals decision examines whether a $9 million annual aggregate limit in umbrella insurance policies applies to property damage claims arising from long-term groundwater pollution at California's Chino Airport.

C.R.S. § 10-3-1118 (the Statute) is a fairly new statute governing an insurer’s right to assert an insured’s failure-to-cooperate as a defense to certain claims made against it. The statute was enacted in 2020 and sets out prerequisites for an insurer’s use of a failure-to-cooperate defense.

New York Governor Kathy Hochul has signed sweeping tort reform legislation that fundamentally changes how motor vehicle accident cases will be litigated in state courts. The reforms introduce comparative fault limitations, eliminate a key category of "serious injury" claims, and cap damages for plaintiffs engaged in illegal conduct at the time of accidents. These changes promise to significantly impact settlement negotiations, summary judgment motions, and trial outcomes for defendants in thousands of cases