United States: Dodd-Frank, Consumer Protection Act

The CFPB's final rule fundamentally reshapes Equal Credit Opportunity Act enforcement by eliminating disparate impact analysis, narrowing discouragement liability, and revising Special Purpose Credit Programs.

Joe Sciarrotta, Chief Deputy Attorney General, and Amber Smith, Deputy Attorney General for the Public Protection Division, recently joined a Kelley Drye webinar to discuss consumer protection...

The government's expanding use of whistleblower reward programs represents a fundamental shift in enforcement strategy, moving from simply protecting those who report misconduct to actively paying for enforcement tips. This evolution raises critical questions about whether financial incentives distort reporting behavior, reduce transparency, and transform enforcement priorities.

The FTC and the Maryland Attorney General’s Office announced that Lindsay Automotive Group (“Lindsay”) must pay refunds to consumers the government officials said were misled by Lindsay...

A Federal District Court in Delaware has ruled that consent to receive marketing messages renders the TCPA's Quiet Hours provision inapplicable, potentially reshaping the landscape of class action litigation...

On May 1, 2026, the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) issued its final rule substantially revising subpart B of Regulation B, which implements section 1071 of the Dodd-Frank Wall Street Reform...

Last month, Alaska Attorney General Stephen J. Cox announced that his office entered into a settlement with a group of Swickard car dealerships, resolving false advertising allegations against the dealers.

California Assembly Bill 2462 proposes sweeping changes to product recall liability, expanding the definition of "manufacturer" to include brand licensors and dramatically increasing penalties for non-compliance. The bill would require manufacturers to absorb recall costs across a much broader range of entities while establishing daily penalty assessments that could reach $5,000 per day for knowing violations.

Arizona Attorney General Kris Mayes has filed the first-ever criminal charges against a prediction market platform for allegedly operating an illegal gambling business, accusing the CFTC-regulated platform of accepting bets from Arizona residents on state elections.