South Africa: FinTech

The South African Reserve Bank's dispute with fintech Kastelo has evolved from an account freeze into a pivotal test case for how exchange control regulations apply to crypto arbitrage platforms. As the litigation moves beyond procedural questions to substantive regulatory compliance, businesses operating cross-border digital asset models face critical uncertainty about when client foreign exchange allowances can legitimately support platform-based crypto transactions. The unresolved merits may fundamentall

Africa's mobile money market is entering a new phase of regional integration, with payment rails becoming increasingly central to commerce and platform growth. Major developments include Vodacom Tanzania's partnership with Thunes for real-time international payments, MTN Rwanda's strong mobile money earnings, and Tunisia's launch of TUNPAY to unify mobile payment systems nationwide. These shifts mark a transition from domestic mobile wallet adoption to a more interoperable regional payment architecture that

Africa's digital economy gateway evolved rapidly in Q2 2026 as smartphone taxation, device compliance enforcement, and contactless payment expansion converged across multiple markets. From Kenya's proposed handset excise duties to Cameroon's device blocking measures, and from Apple's Tap to Pay launch in South Africa to widespread payment infrastructure rollouts, the quarter revealed how device access, mobile onboarding, and digital payments are reshaping consumer finance across the continent.

Prediction markets expose an awkward gap in South Africa’s current crypto-regulatory framework. The difficulty is not simply that they involve digital assets.

The National Treasury published the Draft Capital Flow Management Regulations, 2026 for public comment on Friday, 17 April 2026. The draft regulations represent a fundamental overhaul of South Africa's exchange...

As noted in our recent newsflash, National Treasury has published the draft Capital Flow Management Regulations, 2026 (“Draft Regulations”) for public comment.

The recently delivered judgment in Standard Bank v South African Reserve Bank, which concluded that cryptocurrencies do not constitute "capital" for purposes of Regulation...

The recent judgment in Standard Bank v South African Reserve Bank addresses a long-standing debate in South African law: namely, whether cryptocurrencies constitute "capital" for purposes of Regulation 10(1)(c)...

IP Valuation is a specialised field, as was explained in our previous article. In summary, our IP Valuation hypothesis is rooted in sustainability, illustrated by two interdependent trend lines...