Nigeria: Fin Tech

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Accounting law and audit law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as FinTech, marketing, media, new technology, security.

Nigeria's FinTech Regulatory Framework: Key 2025 Developments And Outlook For 2026

Nigeria's fintech sector has entered a critical phase of regulatory maturation. Regulatory activities in Nigeria's financial technology ("Fintech")...

Nigeria Technology

UU

Udo Udoma & Belo-Osagie

Higher Capital Thresholds And New Vasp Licences: Key Takeaways From The Nigerian Securities And Exchange Commission's January 2026 Circular

In January 2026, the Nigerian Securities and Exchange Commission (the "Commission") issued a circular that significantly increased the minimum capital requirements for Capital Market Operators (CMOs).

Nigeria Finance

PL

Pavestones Legal

A Legal Analysis Of The Securities And Exchange Commission's Revised Minimum Capital Framework For Capital Market Operators In Nigeria

On 16 January 2026, the Securities and Exchange Commission ("SEC" or "the Commission") issued Circular No. 26-1 pursuant to its regulatory powers under the Investments and Securities Act, 2025.

Nigeria Finance

Adeola Oyinlade & Co

The Financial Sector 2025 Round-Up And Outlook For 2026

Nigeria's financial sector in 2025 witnessed transformative developments characterised by strategic policy reforms, enhanced regulatory frameworks, and significant infrastructure investments aimed...

Nigeria Finance

SB

Stren & Blan Partners

SEC Releases A New Minimum Capital For Regulated Capital Market Entities

Nigeria Finance

Syntegral Legal Practice

SEC Revises Minimum Capital Requirements For FinTech Operators And Virtual Asset Service Providers (VASPs)

Nigeria Finance

GE

G ELIAS

Fintech Regulatory Update: SEC Minimum Capital Requirements For Virtual Assets Service Providers And Fintech Operators

Nigeria Technology

UU

Udo Udoma & Belo-Osagie

𝐒𝐜𝐚𝐥𝐢𝐧𝐠 𝐓𝐡𝐞 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐒𝐭𝐚𝐜𝐤 𝐓𝐡𝐫𝐨𝐮𝐠𝐡 𝐌&𝐀: 𝐆𝐫𝐨𝐰𝐭𝐡 𝐖𝐢𝐭𝐡𝐨𝐮𝐭 𝐁𝐫𝐞𝐚𝐤𝐢𝐧𝐠 𝐭𝐡𝐞 𝐒𝐲𝐬𝐭𝐞𝐦

Nigeria Technology

TA

Tope Adebayo LP

Navigating Nigeria's Regulatory Approach To Stablecoin

Nigeria Technology

BC

Babalakin & Co.Legal Practitioners

The Genius Act & The Regulation Of Digital Assets: Reimagining Regulatory Foundations For Blockchain Innovation

Nigeria Technology

BC

Babalakin & Co.Legal Practitioners

How To Register And Obtain License As A Virtual Assets Service Provider (VASP) In Nigeria

Nigeria Technology

Adeola Oyinlade & Co

How Nigeria's Data Localization Regime Shapes Fintechs' Handling Of Financial, Identity, And Transaction Data

Nigeria Technology

BI

Banwo & Ighodalo

The Nigerian Fintech Regulatory Bill 2025: A Reform That Risks Deepening Regulatory Overlaps

Nigeria Technology

ALP NG & Co

Agency Banking In Nigeria - The Fintech Play

Nigeria Finance

BH

Balogun Harold

4 Top Nigerian Tax Compliance Considerations For Boards In 2026

OA

Olisa Agbakoba Legal (OAL)

EFCC And Tax Enforcement: What Nigerian Companies Need To Know About Tax Investigations By The EFCC

UU

Udo Udoma & Belo-Osagie

Stren & Blan Partners Quarterly IP Newsletter - Q4, 2025

SB

Stren & Blan Partners

Highlights Of The Guidelines Letters Circulars And Notifications Issued In December 2025

Nigeria Commercial

AP

Advocaat Law Practice

The Nigeria Tax Reform Act 2025 And How It Affects Businesses

SM

Sobowale, Medidem & Bello

The New CBN Agency Banking Regulations - Key Considerations For Venture-Backed Fintechs

The new CBN Agency Banking Regulations represent a major regulatory development that warrants more than just an investor update.

Nigeria Finance

BH

Balogun Harold

Agency Banking vs. Deposit-Banking: Key Considerations For Fintechs

As agency banking continues to expand financial access in Nigeria, a common misconception is that a fintech must obtain a deposit-taking banking licence, often in the form of a microfinance bank (MFB) licence...

Nigeria Finance

BH

Balogun Harold

How To Register And Obtain License As A Virtual Assets Service Provider (VASP) In Nigeria

The enactment of the Investment and Securities Act, 2025 ushered in a new regime for the formal recognition and acceptance of cryptocurrencies in Nigeria with the implication that cryptocurrencies and other forms of virtual assets can now be legally traded in Nigeria.

Nigeria Technology

MS

Mandel Solicitors

Summary Of Key Changes To The Investment And Securities Act 2025

The Investments and Securities Act ("ISA") 2025 marks a significant milestone in Nigeria's capital market regulation, coming into effect 18 years after the Investment and Securities Act 2007 (the "Repealed Act").

Nigeria Finance

PW

PwC Nigeria

How To Obtain International Money Transfer Operators (IMTO) License From The Central Bank Of Nigeria

Nigeria Technology

GS

Goldsmiths Solicitors

Highlights Of The Guidelines, Letters, Circulars And Notifications Issued In October 2025

Nigeria Finance

AP

Advocaat Law Practice

A New Regulatory Order For Virtual/Digital Assets In Nigeria: Understanding The Implications Of The Tax Reform Acts

Nigeria Technology

SA

S.P.A. Ajibade & Co.

The FCCPC Digital, Electronic, Online And Non-Traditional Consumer Lending Regulations 2025: Potential Implications For The Nigerian Digital Lending Landscape

Nigeria Consumer

AO

Aluko & Oyebode

Financial Sector Quarterly Insight: Q3 2025 Review And Outlook For Q4 2025

Nigeria Finance

SB

Stren & Blan Partners

Nigeria's Exit From The Grey List: Implications For Businesses And The Financial System

Nigeria Government

UU

Udo Udoma & Belo-Osagie

Tax Compliance Essentials For Fintech Startups | AO Insider Series (Ep. 15) (Video)

Nigeria Technology

AO

Aluko & Oyebode

How The FCCPC's 2025 DEON Regulation Is Reshaping Nigeria's Digital Lending Landscape

Nigeria Technology

TA

Tope Adebayo LP

New Regulatory Guidelines For Electronic Invoicing In Nigeria 2025 – Implication For Fintechs And ESG.

Nigeria Technology

PL

Pavestones Legal

Ethereum Shapella Upgrade Crypto-asset Market April Impact

Nigeria Technology

LF

Lex Futurus

Tax Compliance Essentials For Fintech Startups | AO Insider Series (Ep. 15) (Video)

In this edition of the AO Insider Series, experts unpack one of the most pressing issues shaping Nigeria's fintech sector — tax compliance and evolving regulatory obligations.

Nigeria Technology

AO

Aluko & Oyebode

How The FCCPC's 2025 DEON Regulation Is Reshaping Nigeria's Digital Lending Landscape

For years, consumer lending was one of the easiest ways to enter Nigeria's fintech space. Startups could operate with a simple state-issued moneylender's licence and minimal oversight.

Nigeria Technology

TA

Tope Adebayo LP

New Regulatory Guidelines For Electronic Invoicing In Nigeria 2025 – Implication For Fintechs And ESG.

Across the world, governments and private sector innovators are accelerating the shift from paper-based and PDF invoices to secure, structured and fully digital invoicing systems.

Nigeria Technology

PL

Pavestones Legal

Ethereum Shapella Upgrade Crypto-asset Market April Impact

Second only to $547.44B Bitcoin market cap, Ethereum network market cap stands at $226.23B, and live trading price $1,889.13 with more than 50% gains year-to-date (at the time of this writing).

Nigeria Technology

LF

Lex Futurus

Overregulation Of FinTechs In Nigeria: Myth Or Reality

Nigeria Technology

GS

Goldsmiths Solicitors

Understanding Commercial And Microfinance Banking Licenses In Nigeria (TALP's Fintech Series 3)

Fintech licenses come with limits and many fast-growing players are now turning to banking licenses as a more scalable path forward. Moniepoint is a prime example. It began as a mobile money operator, transitioned to a microfinance bank, and is now pursuing a full commercial banking license.

Nigeria Technology

TA

Tope Adebayo LP

Scaling Without Sanctions: The Nigerian Fintech Compliance Playbook (Fintech Series 2)

Paystack, Moniepoint, and Opay, some of the biggest names in the Nigerian fintech space, have all been hit with major fines by the Central Bank of Nigeria ("CBN") in the last 18 months, some as high as N1 billion.

Nigeria Technology

TA

Tope Adebayo LP

Breaking Into Fintech: Understanding The Key Licence Requirements And Limitations (TALP's Fintech Series 1)

In Nigeria's increasingly scrutinized and regulated fintech landscape, having a license is no longer enough; it is about understanding what that license permits.

Nigeria Technology

TA

Tope Adebayo LP

Implementation Of Crypto Asset Reporting Framework (CARF) In Nigeria - The Journey To Tax Compliance On Digital Assets

Technological advancements, particularly the rise of the internet, has transformed how we work, learn, interact financially and store wealth. In emerging markets like Nigeria...

Nigeria Technology

KN

KPMG Nigeria

Digital Currencies And Financial Inclusion: Can Cryptocurrencies Bridge The Gap?

Nigeria Technology

Syntegral Legal Practice

CBN's Open Banking Guidelines: Implications For Non-Bank Entities

Nigeria Finance

BH

Balogun Harold

New Online Lending Regulations In Nigeria By FCCPC

Nigeria Consumer

BH

Balogun Harold

Digital Assets Custody: Institutional Challenges And Opportunities In The Nigerian Context

Nigeria Commercial

Syntegral Legal Practice

Nigeria's Open Banking: Data Access Considerations

Nigeria Finance

BH

Balogun Harold

Nigeria Remains On The Financial Action Task Force's (FATF) Grey List For AML/CFT/PF Deficiencies: The Way Forward

Nigeria Government

LL

Lexworth Legal Partners

GAID 2025 Unpacked: Critical Updates On Data Processing, Individual Obligations, And Compliance Measures

Nigeria Privacy

GE

G ELIAS

New Rules For Fintechs In The Electricity Sector

BH

Balogun Harold

Impact Of The Investment & Securities Act (2025) On Ownership And Use Of Virtual Assets In Nigeria

Nigeria Technology

PL

Pavestones Legal

CBN Guidelines On Digital Lending In Nigeria: Legal Obligations For Fintechs And Lenders

Nigeria Technology

Danol Partners

Overview Of The SEC's Amendments To The Rules On Digital Assets Issuance, Offering Platform, Exchange And Custody And Inclusion Of Digital Assets As Security In The New Investment And Securities Act

Nigeria Technology

A

AELEX

Strengthening Investor Protection In Nigeria: The SEC's Role In Mitigating Ponzi Schemes Under The ISA, 2025

Nigeria Commercial

PL

Pavestones Legal

An Overview Of The Nigerian Investment And Securities Act 2025

Nigeria Finance

Gresyndale Legal

The Inclusion Of Digital Assets In The Nigerian Investment And Securities Act 2025: A Positive Development For The Securities Sector.

Nigeria Technology

Gresyndale Legal

What The Investment And Securities Act 2025 Means For Digital And Virtual Assets In Nigeria

Nigeria Technology

UU

Udo Udoma & Belo-Osagie

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Latest Videos

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Tax Compliance Essentials For Fintech Startups | AO Insider Series (Ep. 15) (Video)

AO

Aluko & Oyebode

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