Nigeria: Consumer Law

Digital lending in Nigeria has revolutionized access to finance through mobile platforms offering instant unsecured loans, but this rapid growth has sparked intense debate over pricing practices and consumer protection. As regulators scrutinize high interest rates, hidden fees, and complex terms, lenders defend their models as necessary responses to elevated credit risk and operational costs. The central question remains: how can Nigeria balance innovation-driven financial inclusion with meaningful safeguar

When event organizers cancel ticketed events, complex legal questions arise regarding contractual obligations and consumer rights. This analysis examines the intersection of contract law...

From national legislations to sector regulations, Nigeria is building a layered approach to internet governance. Nigeria's technology regulation has, over the past few years, undergone a quiet but consequential transformation.

As influencer marketing becomes a dominant force in Nigeria's digital economy, brands and content creators face a complex web of regulatory requirements spanning advertising standards, consumer protection, and data privacy. Understanding the roles of ARCON, FCCPC, and NDPC is essential for anyone seeking to navigate this evolving landscape while avoiding costly penalties and reputational damage.

The expansion of e-commerce in Nigeria has created complex questions about legal responsibility when defective products sold by third-party vendors cause harm to consumers. When faulty electronics, counterfeit goods, or hazardous items reach buyers through platforms like Jumia and Konga, determining liability becomes challenging: should the often-untraceable third-party seller bear responsibility, or does the platform that facilitated, profited from, and controlled the transaction share the burden?

Nigerian courts are asserting jurisdiction over cross-border product liability claims based on where harm occurs, how products are distributed, and whether markets are deliberately targeted. This analysis examines the practical factors that determine whether foreign manufacturers and digital platforms face exposure in Nigeria, even without physical presence in the country.

Investment in the Nigerian Electricity Supply Industry ("NESI") has proven challenging for many reasons. One of such reasons is the highly capital-intensive nature of investments in the NESI.

The traditional banking system was defined by structural inefficiencies which included high cost of transactions, limited financial access, lack of transparency, and most of all dawdling service delivery.

The Central Bank of Nigeria (CBN) on Thursday, October 9 2025, issued draft guidelines for the operation of Automated Teller Machines (ATMs) in Nigeria ("Guidelines").