ARTICLE
16 April 2026

Buying Property In Italy As A Foreigner: Legal Guide 2026

AS
Arnone & Sicomo

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The International Law Firm Arnone & Sicomo was founded by two lawyers, Gioia Arnone and Donatella Sicomo, who decided to create a dynamic and efficient network of lawyers and highly skilled consultants, offering legal assistance in all areas of law even in particulary complex matters equiring interdisciplinary skills. The Firm offers Italian, English, Spanish, French, Deutsche, Russian, Chinese and Arabic speaking clients qualified legal assistance in a wide area of international legal affairs.
Yes. Buying property in Italy as a foreigner is fully legal, with no restrictions for non-residents. Most foreign buyers can purchase Italian real estate under the principle of reciprocity.
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Can foreigners buy property in Italy?

Yes. Buying property in Italy as a foreigner is fully legal, with no restrictions for non-residents. Most foreign buyers can purchase Italian real estate under the principle of reciprocity.

To proceed, you must obtain a Codice Fiscale in Italy, required for any property transaction in Italy.

Legal process of buying property in Italy

The legal process of buying property in Italy includes several steps:

  • Property search and negotiation
  • Purchase proposal (Proposta d’Acquisto)
  • Preliminary contract (Compromesso) with deposit
  • Legal due diligence in Italy
  • Final deed (Rogito notarile) before a notary

Each phase of buying property in Italy involves legal obligations and potential risks.

Legal risks when buying property in Italy

When buying property in Italy, foreign buyers must consider:

  • Hidden debts or mortgages
  • Urban planning violations
  • Cadastral inconsistencies
  • Unfavorable contract clauses

The complexity of Italian real estate law makes legal due diligence in Italy crucial.

Working with a real estate lawyer in Italy helps prevent costly mistakes when buying property in Italy as a foreigner.

Taxes and costs of buying property in Italy

The total cost of buying property in Italy is typically 10–20% above the purchase price.

Main property taxes in Italy:

  • Registration tax:
    • 2% (primary residence)
    • 9% (second home)
  • VAT (IVA):
    • 4% (primary residence)
    • 10%–22% (second home/luxury)
  • Notary fees in Italy: 1.5%–3%
  • Additional costs: legal feesagency commissiontaxes

Understanding property taxes in Italy for foreigners is essential before investing.

Why you need a real estate lawyer in Italy

In the Italian property system, the notary is a neutral public official and does not protect the buyer.

real estate lawyer in Italy will:

  • Conduct legal due diligence
  • Verify ownership and title
  • Identify tax and legal risks
  • Support negotiations
  • Protect your interests

Hiring a property lawyer in Italy for foreigners is key to safely buying property in Italy.

How to buy property in Italy safely

To buy property in Italy safely, follow these steps:

  • Obtain a Codice Fiscale Italy
  • Open an Italian bank account
  • Perform due diligence Italy real estate
  • Understand tax obligations
  • Get independent legal advice

A structured approach reduces risks when buying property in Italy as a foreigner.

Invest in Italian real estate with legal protection

Buying property in Italy offers great opportunities, but requires proper legal planning.

Working with an experienced real estate lawyer in Italy ensures a secure transaction and protects your investment.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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