India: Finance and Banking

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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.
Article
Beyond Loan Defaults: RBI’s 2026 Reforms On Loan Recovery Practices And NBFC Accountability
Loan recovery is an essential part of lending operations, but the methods adopted by financial institutions to recover outstanding dues have often raised concerns regarding borrower privacy, harassment and the misuse of recovery mechanisms. The Reserve Bank of India (RBI), through the Reserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) Third Amendment Directions, 2026, dated 6 August 2026, has introduced a comprehensive framework governing the recovery of loan dues by non-banking financial companies (NBFCs).
India Finance
IL
IndiaLaw LLP
Article
CCI Unconditionally Approves Fairfax-Backed Amalgamation Of Go Digit Infoworks Into Go Digit General Insurance
The Competition Commission of India has approved a significant restructuring in the insurance sector involving Fairfax-controlled FAL Corporation, Go Digit Infoworks Services, and Go Digit General Insurance. The transaction involves a scheme of amalgamation that will merge Infoworks into Digit General, fundamentally altering the ownership structure and reducing the effective voting interest of existing minority shareholders from 52% to approximately 14.92%.
India Finance
AP
AZB & Partners
Article
CCI UnCCI Unconditionally Approves MUFG’s Acquisition Of A 2.74% Stake In KreditBeeconditionally Approves MUFG’s Acquisition Of A 2.74% Stake In KreditBee
MARS Equity Dragon Fund VCC, managed by a subsidiary of MUFG Bank, acquired a 2.74% stake in both Krazybee Services Limited and Finnovation Tech Solutions Private Limited, the entities behind the KreditBee lending app. The acquisition included access to commercially sensitive information and observer rights, triggering Competition Commission of India review despite the small stake size.
India Finance
AP
AZB & Partners
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Related Country Guides

PF
Project Finance
SL
Secured Lending
AI
Alternative Investment Funds

Capital Adequacy/BASEL

Article
RBI Upper Layer NBFC Rules 2026, ₹1 Lakh Crore Threshold, Mandatory Listing And Compliance
The Reserve Bank of India’s Scale Based Regulation (“SBR”) framework has fundamentally changed the way India regulates its largest non-banking financial companies (“NBFCs”). What began in 2021 as a framework built around size, complexity, interconnectedness, and systemic importance has evolved into a substantially more predictable regime following the RBI’s June 2026 amendments.
India Commercial
KS
King, Stubb & Kasiva
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Debt Capital Markets

Article
Recent Developments In India's Corporate & Commercial Laws – September 2026
The September 2026 edition of Fox & Mandal's newsletter examines MCA’s FAQs on foreign company registration; proposed amendments to the NBFC credit facilities framework; expansion of OBPP offerings; operationalisation of FDI in inventory-based cross-border e-commerce; Demat 2.0 for tokenisation of corporate bonds; NHAI Policy Circular on real-time blacklisting and non-performance records; and other changes in India's corporate, capital markets, infrastructure, and banking sectors.
India Commercial
Fox & Mandal
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Charges, Mortgages, Indemnities

Article
Closing The Interim Stay Trap: How The 2026 IBC Amendment Has Rebalanced Personal Guarantor Risk
The 2026 IBC amendments have fundamentally altered the dynamics of personal guarantor insolvency proceedings by eliminating automatic interim stays. What was once a powerful tool for promoters to halt recovery actions through a simple filing now requires substantive judicial scrutiny, shifting the balance of power back toward creditors and forcing lenders to reassess their enforcement strategies across multiple forums.
India Insolvency
AA
Agama Law Associates
Article
Buy-Backs: Changed Rules
SEBI has restored the open market buy-back route through stock exchanges effective August 1, 2026, after suspending it in April 2025. The amendment introduces significant changes including a fixed 66-working-day execution window, ISIN-level freeze on promoter shareholding, mandatory minimum public shareholding compliance, and makes merchant banker appointment discretionary while reallocating their functions among company officers and auditors.
India Finance
A
Acuity Law
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Financial Services

Article
Beyond Loan Defaults: RBI’s 2026 Reforms On Loan Recovery Practices And NBFC Accountability
Loan recovery is an essential part of lending operations, but the methods adopted by financial institutions to recover outstanding dues have often raised concerns regarding borrower privacy, harassment and the misuse of recovery mechanisms. The Reserve Bank of India (RBI), through the Reserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) Third Amendment Directions, 2026, dated 6 August 2026, has introduced a comprehensive framework governing the recovery of loan dues by non-banking financial companies (NBFCs).
India Finance
IL
IndiaLaw LLP
Article
When Succession Planning Meets The Takeover Code: How Skipping SEBI’s Exemption Route Can Trigger An Open Offer
Family succession through a trust in a listed company can silently become a tripwire that triggers an open offer obligation for the promoter family. Succession planning in a listed company cannot be done the way it is done in an unlisted one. Skipping SEBI’s prescribed exemption route for transferring promoter shares to a trust entails strict liability for penalties and an open offer obligation that only becomes more complicated over time.
India Commercial
CP
Corporate Professionals
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Latest Videos

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