India: Charges, Mortgages, Indemnities

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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.

No Shortcut On Stamp Duty – Supreme Court Says Security Bonds By Debtors Are Mortgage Deeds

In a recent judgment, the Supreme Court of India in M/s Godwin Construction Pvt. Ltd. v. Commissioner, Meerut Division & Anr. addressed an important issue concerning the correct classification of instruments for the purpose of stamp duty under the Indian Stamp Act, 1899.

India Real Estate

IL

IndiaLaw LLP

Sagus Speaks - August 2025 | Part 1

The Securities and Exchange Board of India ("SEBI") issued a Circular No. SEBI/HO/MRD/PODIII/CIR/P/2025/112 dated 05.08.2025 ("MIIs Circular")...

India Commercial

Sagus Legal

AKP Corporate & Compliance Digest August 11, 2025

The Government of Maharashtra, vide notification dated August 04, 2025, has released the details of minimum wages applicable to employees working in Shops and Commercial Establishments...

India Employment

AP

AK & Partners

Registration Bill 2025 - Impact On Finance And Real Estate Sectors

On May 27, 2025, the Department of Land Resources under the Ministry of Rural Development invited suggestions and comments on the draft Registration Bill, 2025 ("Bill").

India Real Estate

AP

Argus Partners

Reserve Bank Of India Vide Notification Dated July 02, 2025, Has Issued Reserve Bank Of India (Pre-payment Charges On Loans) Directions, 2025

LF

Lex Favios

Bombay High Court: Validity Of Mortgage In Breach Of The Underlying Lease Deed

AP

Argus Partners

Digital Lending In India: A Regulatory Reset Under The Reserve Bank Of India (Digital Lending) Directions, 2025

L

LexOrbis

SARFAESI Newsletter | May 2025

DL

Dentons Link Legal

Reserve Bank Of India (Digital Lending) Directions, 2025

MH

Mansukhlal Hiralal & Co.

LSPs Under The RBI's Scanner

India Technology

I

Ikigai Law

Statutory Charges And Secured Creditors: Analyzing Priority Post-Section 26E SARFAESI

IL

IndiaLaw LLP

The Supreme Court Of India Explains The Concept Of Equitable Mortgage As Applicable In India And The Distinction Between Indian Law And English Law Vis-À-Vis The Mortgage By Deposit Of Title Deeds

J

JSA

GST Rates On Gold: 18, 22, 24 Carat & Making Charges

V

Vakilsearch

HSA | Dispute Resolution & Arbitration Monthly Update | March 2025

India Litigation

HA

HSA Advocates

Decoding The India–UK CETA: An Overview Of Trade, Services And Compliances

Worldwide International

RL

RPV Legal

GST On Legal Services & Advocate Fees Explained

V

Vakilsearch

India And EFTA Cement Path To $100 Billion Investment Enabling Corporate Growth And Market Access

India International

LP

Legitpro Law

Legal And Financial Frameworks To Adopt For AI Risk Mitigation

Worldwide Technology

LS

Lakshmikumaran & Sridharan

Navigating The Storm: India-US Trade Relations Under The Weight Of New Tariffs

Worldwide International

SKV Law Offices

RBI Reviews And Rationalizes Prudential Norms For UCBs

The Reserve Bank of India ("RBI"), vide notification dated February 24, 2025, has reviewed, and rationalized various prudential norms for Urban Co-operative Banks ("UCBs") ("Notification") as under:

AP

Argus Partners

A Deep Dive Into RBI's Draft Circular On "Responsible Lending Conduct – Levy Of Foreclosure Charges/ Pre-Payment Penalties On Loans"

The Reserve Bank of India (RBI) has released a draft circular on ‘Responsible Lending Conduct – Levy of Foreclosure Charges/ Pre-payment Penalties on Loans' proposing...

IL

IndiaLaw LLP

Supreme Court Ruling On Priority Of Mortgage Created By Deposit Of Title Deeds Over Equitable Mortgage By Deposit Of An Unregistered Agreement Of Sale

The case involved a dispute between Cosmos Co-Operative Bank Limited and Central Bank of India over the priority of mortgage rights on a property offered as security...

IL

IndiaLaw LLP

Strengthening Diligence For A Secure Mortgage Lending

A flawed title could adversely impact the validity and enforcement of security. For instance, proceedings under the

SA

S&R Associates

Aviation Finance & Leasing

India Transport

DL

Dentons Link Legal

PTC - Diversify Your Risk And Manage Your ALM / CRAR

CC

Coinmen Consultants LLP

The Overhaul Of The Law Relating To Apartment Ownership In Tamil Nadu

India Real Estate

J

JSA

Stamp Duty Amendments

India Commercial

J

JSA

Charges Levied By Market Infrastructure Institutions

J

JSA

Decoding Taxability Of Guarantee Charges In India

VA

Vaish Associates Advocates

SARFAESI Newsletter - April 2024

India Litigation

DL

Dentons Link Legal

Securitisation And Synthetic Securitisation In India

AP

AK & Partners

HSA | Corporate & Commercial Monthly Newsletter | February 2024

India Commercial

HA

HSA Advocates

Project Finance Comparative Guide

S

SunLegal

SARFAESI Newsletter - April 2024

The latest edition of our SARFAESI Newsletter explores the recent cases, highlighting the precedence of secured creditors with registered interests.

India Litigation

DL

Dentons Link Legal

Securitisation And Synthetic Securitisation In India

The SPV in order to buy the assets, raises money by issuing debt securities to the investors in the market.

AP

AK & Partners

HSA | Corporate & Commercial Monthly Newsletter | February 2024

Union Finance Minister Nirmala Sitharaman (FM) tabled the interim Union Budget for Financial Year 2024-25 before the Parliament on February 01, 2024.

India Commercial

HA

HSA Advocates

Project Finance Comparative Guide

Project Finance Comparative Guide for the jurisdiction of India, check out our comparative guides section to compare across multiple countries

S

SunLegal

Overview Of Faiyaz Husain Khan v. Munshi Prag Narain

India Litigation

Ka

Khurana and Khurana

Indemnity Clauses In India: Enforceability And Important Judgments

In the ever-evolving landscape of business transactions, partnerships, and collaborations, uncertainty and unexpected challenges can arise at any moment.

CL

Corrida Legal

Supreme Court Settles The Conflict On The Right Of Redemption Of Mortgaged Property Under The SARFAESI Act

A two-judge bench of the Supreme Court of India, comprising of Chief Justice D.Y. Chandrachud and Justice J. B. Pardiwala...

India Litigation

I

CMS INDUSLAW

Significance Of The Intention Of Parties

In this case, South Eastern Coalfields Limited (Appellant) floated a tender for the work and S Kumar's Associates AKM (Respondent) was the successful bidder.

MH

Mansukhlal Hiralal & Co.

Indirect Tax Newsletter May 2023

The Petitioner entered into an agreement with its overseas customers for promoting their goods in India. In lieu of providing such services, the Petitioner received commission from overseas customers...

SO

S&A Law Offices

ELP Tax Update - GST on Other Charges for the Real Estate Industry

Es

Economic Laws Practice

Why Maharasthra Residents Should Complete Their Gift Transactions Before End Of FY 2021 – 22

India Real Estate

AA

Agama Law Associates

Securing Payments Of Parent Company By Subsidiary Under Insolvency – Whether Preferential Transaction

India Commercial

AA

Agama Law Associates

An Overview Of Real Estate Laws And Regulations Applicable In India

India Real Estate

SC

Solomon & Co.

NBFCs Are Now Subject To Prompt Corrective Action

India Commercial

PL

Phoenix Legal

Corporate & Commercial Monthly Newsletter | February 2022

India Commercial

HA

HSA Advocates

Mortgagor Has The Right To Redeem The Mortgage Until Issuance Of Sale Certificate Under Sarfaesi Act

KC

Khaitan & Co LLP

Update: Effective 1st April 2022, Surcharge @1% On Sale, Gift And Usufructuary Mortgage In Brihan Mumbai Municipal Corporation Areas

AA

Agama Law Associates

Amendments To Maharashtra Stamp Act: Increase In The Ceiling On Stamp Duty For Security

KC

Khaitan & Co LLP

Maharashtra Stamp (Amendment) Act, 2021

DV

Dhaval Vussonji & Associates

Do Borrowers Have Protection Against Arbitrary Disposal Of Properties Mortgaged To Banks?

OA

Obhan & Associates

Back To The Basics | Specific Indemnity

HA

HSA Advocates

Supreme Court Waives Off Interest On Interest For The Loan Moratorium Period

KS

King, Stubb & Kasiva

Is It Time For Indian Cross Border Securitisation To Takes Its Stage In The World?

Z

ZBA

Amendments To Maharashtra Stamp Act: An Effort To Increase Revenue

KC

Khaitan & Co LLP

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