Guernsey: Technology

A Guernsey lawyer examines the rapid adoption of AI in legal compliance and risk management, exploring both the transformative potential and critical challenges of automated systems in customer due diligence, regulatory oversight, and professional judgment. Drawing on recent court cases and industry studies, the analysis questions whether current regulatory frameworks can keep pace with AI's evolution in the financial services sector.

In this episode, host Brandon talks to Gordon Malcolm, CRO at Investec Bank Channel Islands. They discuss the evolving landscape of risk management, the impact of AI on financial services...

Within the venture capital investment universe, artificial intelligence (AI) and medical technology (MedTech) stand out as transformative asset classes.

The Guernsey Financial Services Commission has introduced significant regulatory reforms to strengthen the island's position as a leading digital finance centre, including new guidance on asset tokenisation and streamlined licensing requirements. These changes aim to reduce complexity while maintaining robust regulatory standards, with further stablecoin regulations expected in autumn 2026.

The Guernsey Financial Services Commission has introduced regulatory amendments that will enable licensed firms to offer virtual asset services without requiring separate licensing, while also lifting restrictions on retail customer access. These changes, part of the Commission's Digital Finance Initiative, aim to reduce regulatory duplication and position Guernsey as a competitive jurisdiction for digital financial innovation.

The Token Issuance Trust offers a trust-based alternative to traditional corporate structures for Web3 protocols and DAOs, combining founder control with independent fiduciary oversight. This innovative framework enables protocols to hold assets, manage contracts, and support on-chain operations while preserving decentralisation principles. How can established trust law principles be adapted to meet the operational and governance requirements of decentralised token ecosystems?