European Union: Capital Adequacy/BASEL

BaFin has published a draft of the 9th amendment to Germany's Minimum Requirements for Risk Management (MaRisk), introducing a fundamental revision aimed at reducing regulatory complexity for financial institutions. The proposed changes establish a new three-tier classification system for institutions based on size, implement proportional risk assessment requirements, and integrate European Banking Authority guidelines on environmental scenario analysis and internal governance.

In Q1 2025, the Irish Department of Finance (Department) publicly consulted on the transposition of the national discretions under CRD VI.

In an era of growing globalisation, regulation remains a pivotal force shaping the strategic priorities of financial services firms.