Africa: Insurance

Subscribe
Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.
Article
Beyond The Brick: The Regulatory Evolution Of Building Insurance In Nigeria Under The Nigeria Insurance Industry Reform Act 2025 (NIIRA 2025): Key Changes And Implications For The Construction Industry.
Nigeria's Insurance Industry Reform Act 2025 fundamentally transforms construction insurance obligations, expanding mandatory coverage from buildings exceeding two floors to those exceeding one floor while introducing stricter penalties and tech-driven enforcement mechanisms. How will these sweeping changes affect developers, contractors, and project financiers navigating the transition from a historically weak compliance culture to a data-centric regulatory framework?
Nigeria Insurance
BC
Babalakin & Co.Legal Practitioners
Article
Government-Authorised Emissions Remain “Pollution” For Purposes Of CGL Policy Pollution Exclusions: The Illinois Supreme Court Confirms Regulatory Compliance Does Not Displace Exclusionary Language
The Illinois Supreme Court has resolved a critical question about the scope of pollution exclusions in commercial general liability insurance policies. When a facility operates under a government-issued permit authorising emissions, does that regulatory approval affect whether a pollution exclusion applies to claims arising from those emissions? The Court's decision clarifies the relationship between regulatory compliance and insurance coverage for environmental harm.
South Africa Insurance
AA
Adams & Adams
Article
Nigeria’s Marine Insurance Gap: Why Market Creation Beats Market Entry
Nigeria cedes $4-5 billion annually in marine liability insurance premiums to foreign institutions, creating a legally mandated market opportunity with no domestic competitor. Development finance institutions and blended capital structures could establish the country's first Protection and Indemnity club, capturing a revenue stream that currently flows entirely offshore while building critical local capacity in underwriting, claims management, and maritime risk assessment.
Nigeria Insurance
PM
PYE·M Systems
Article
NAICOM’S Guidelines For Foreign Health Insurance Providers: Key Compliance Considerations For Insurers And Policyholders In Nigeria
Nigeria's insurance regulator has introduced a comprehensive framework requiring foreign health insurers to obtain approval and partner with local entities before serving Nigerian clients. What compliance obligations must multinational corporations and international insurers now satisfy to continue operating in this market?
Nigeria Insurance
PL
Pavestones Legal
See more

Related Country Guides

I
Insurance

Reinsurance

See more

Insurance Laws and Products

Article
Beyond The Brick: The Regulatory Evolution Of Building Insurance In Nigeria Under The Nigeria Insurance Industry Reform Act 2025 (NIIRA 2025): Key Changes And Implications For The Construction Industry.
Nigeria's Insurance Industry Reform Act 2025 fundamentally transforms construction insurance obligations, expanding mandatory coverage from buildings exceeding two floors to those exceeding one floor while introducing stricter penalties and tech-driven enforcement mechanisms. How will these sweeping changes affect developers, contractors, and project financiers navigating the transition from a historically weak compliance culture to a data-centric regulatory framework?
Nigeria Insurance
BC
Babalakin & Co.Legal Practitioners
Article
Litigation Privilege And Insurer-commissioned Expert Reports: A Recent Reaffirmation
A High Court judgment has reinforced the protection of litigation privilege for expert reports commissioned by insurers during pending litigation. When a loss adjuster's preliminary report was requested for disclosure, the court examined whether it qualified for privilege protection and what implications this holds for the insurance industry's handling of expert assessments in claims disputes.
South Africa Litigation
AA
Adams & Adams
Article
Government-Authorised Emissions Remain “Pollution” For Purposes Of CGL Policy Pollution Exclusions: The Illinois Supreme Court Confirms Regulatory Compliance Does Not Displace Exclusionary Language
The Illinois Supreme Court has resolved a critical question about the scope of pollution exclusions in commercial general liability insurance policies. When a facility operates under a government-issued permit authorising emissions, does that regulatory approval affect whether a pollution exclusion applies to claims arising from those emissions? The Court's decision clarifies the relationship between regulatory compliance and insurance coverage for environmental harm.
South Africa Insurance
AA
Adams & Adams
See more