Afghanistan: Financial Services

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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.
Article
CJEU Ruling Clarifies Borrowing Rate Must Exclude Credit Costs—what EU Lenders Need To Do Now
The Court of Justice of the European Union has issued a landmark ruling that fundamentally changes how consumer credit providers must calculate borrowing rates across all EU Member States. The judgment establishes that interest may only be applied to the actual credit amount made available to consumers, not to financed costs such as insurance premiums that form part of the total cost of credit. This binding decision has immediate implications for credit institutions, consumer lenders, and firms providing mo
European Union Finance
PL
PwC Legal Germany
Article
Tokenisation Yes, Monetary Fragmentation No: The ECB’s Emerging Doctrine For The EU’s Digital Finance Architecture And Wider Views On The MIP
The European Central Bank has articulated a comprehensive vision for the EU's digital finance architecture, positioning deeper financial integration as essential for Europe's economic future. This analysis examines the ECB's technical stance on the Market Integration and Supervision Package, which proposes to transfer significant supervisory powers to ESMA while addressing persistent gaps in cross-border capital allocation.
European Union Finance
PL
PwC Legal Germany
Article
EU 20th Sanctions Package Against Russia
The European Union has adopted its 20th sanctions package against Russia, marking the first-ever activation of the EU's anti-circumvention tool and introducing comprehensive measures across Russia's energy sector, military-industrial complex, and financial system. This unprecedented package includes 120 new asset-freeze and travel-ban listings, restrictions on LNG terminal services, shadow-fleet vessel designations, and enhanced legal protections for EU operators facing retaliatory proceedings.
European Union International
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