Ysabelle G. Reyes

Property Damage Exclusion Inapplicable To HOA's Failure To Establish Seawall Reserve Fund

Contractual Liability Exclusion Defeats Garnishment Proceeding Against Insurer

Déjà Sue: Prior Notice Exclusion Dooms Recovery For New Lawsuits Alleging Previously Noticed Conduct

When Labels Don't Matter: No Coverage For Restitutionary Arbitration Award

No Second Bite At The Apple: New Emails Can't Undo A False Application Response

Exercise Of Personal Jurisdiction Over Nonresident Insurers In Delaware Violates Due Process Where Action Does Not Arise Out Of Insurers' Contacts With State

Personnel Policies Exclusion Bars Coverage For Negligence Action Arising From Alleged Sexual Harassment And Assault Of Insured's Employee

Insured v. Insured Exclusion Bars Coverage For Bankruptcy Trustee's Claims Where Policy Defines "Insured" To Include Trustees And Debtors-In-Possession

Conduct Exclusions Inapplicable Absent Finding Of Insured's Dishonesty Or Intent To Deceive

Insurer Entitled To Rescission For Insured's Misrepresentations On Renewal Application

Notice Of Circumstances Sent To Underwriter Does Not Constitute Notice Of A Claim Under Claims-Made-and-Reported Policies

Notice-Prejudice Rule Inapplicable Where Insured Fails To Provide Any Notice Under Claims-Made Policies

Losses Reported By Property Insurer's Customers Constitute "Claims" Under Insurer's E&O Policy