Article
Protests Inside Shopping-Centres: Risks For Centre Management, Shoppers And Employees
Public protest is a protected constitutional right in South Africa.
Adams & Adams
South Africa: Insurance Laws and Products
Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.
Article
A Significant Judgment On Claims-Made Professional Indemnity Policies And Late Notification
The Plaintiffs operated restaurant businesses and appointed the Defendant, an insurance broker, to procure commercial insurance on their behalf. On 4 June 2019, the Defendant procured policies from Renasa Insurance Company Ltd...
Adams & Adams
Article
Political Risk Insurance: A Potentially Growing Role To Play In Encouraging Investment Into Developing Countries And Some Legal Aspects In Relation To The Operational Management Of Political Risk Insurance In Jurisdiction
Political Risk Insurance ("PRI"), which serves to protect assets and financial interests, offers a safeguard against adverse actions or inactions of governments and serves to mitigate...
ENS
Article
Subrogation Vs Procedure: Who May Swear Discovery Under Rule 35?
The Johannesburg High Court recently dealt with an interlocutory application concerning compliance with discovery obligations under Uniform Rule 35(1) in pending insurance dispute action proceedings between the parties.
Adams & Adams
Article
Delictual Liability, Consumer Protection, And Public Policy: An SCA Turning Point
Adams & Adams
Article
Beneficiary Disputes In Living Annuities: A Wake-up Call For Insurers And Advisers
Adams & Adams
Article
Prescription vs Time-Bar Clauses: When Delay Defeats An Insurance Claim
Barnard Inc.
Article
The Consequences When Insured Parties Fail To Disclose The Truth
Barnard Inc.
Article
No Pay, No Indemnity: Assignment-Only Settlement Does Not Trigger Coverage
Adams & Adams
Article
Triggering The Exclusion: How A Firearms Clause Shielded An Insurer From Liability
Adams & Adams
Article
The Impact On Private Actors (Inclusive Of Insurers / Reinsurers) Of The Recent Advisory Opinion Of The International Court Of Justice On The Obligations Of States In Respect Of Climate Change
ENS
Article
Mind The Wording: No Coverage Without A Clear Demand — Lessons For Claims Teams
Adams & Adams
Article
A Cautionary Tale For Underwriting Managers: Enforcing Insurers' Right To Data Access
Adams & Adams
Article
Estoppel Without Words: A Cross-Border Lesson For South African Insurers
Adams & Adams
Article
COMESA's Expanded Consumer Protection Mandate Of The CCCC
BREMER LF WLL
Article
Your NDA Is Stuck In 1999. Your Data Is Not
ENS
Article
AI-driven Catfishing: The Rise Of Sophisticated Romance Scams
ENS
Article
The Early Bird Catches The Approval – South African Competition Commission's New Pre-Merger Filing Guidelines
ENS
Article
Crypto Crosses The Border: What Crypto Asset Service Providers Need To Know For 2026
ENS
Article
Policy Wording Matters: US Electromagnetic Field Ruling Offers Cautionary Tale For South Africa
A recent decision from the United States Court of Appeals for the Seventh Circuit, in the matter between Hammond Power Solutions Inc. v. National Union Fire Insurance Co. (2025)...
Adams & Adams
Article
Georgia Federal Court Upholds Insurer's Reliance On Pollution Exclusion For Chemical Leak Fatality
A Georgia-based contractor specialising in cooling system installations was sued after a maintenance worker died from exposure to leaking refrigerant gas at a facility where the contractor...
Adams & Adams
Article
US Court Holds Email Notice Of Intent To File Third-Party Joinder Constitutes A "Claim" When Sent, Not When Read, Under Claims-Made Policy
The United States District Court for the Eastern District of Pennsylvania has recently held that a letter notifying the insured of the sender's intent...
Adams & Adams
Article
SCA Raises Uncertainty Over Safeguarding Of Insurance Benefits In Insolvency Proceedings
The Supreme Court of Appeal ("SCA") recently handed down judgment in Prinsloo v Majiedt N.O. and Another, addressing the protection of benefits of long-term life insurance policies under section 63...
ENS
Article
Credit Insurance Under Scrutiny: Court Enforces Fairness In Lending Practices
Adams & Adams
Article
Who's Covered To Drive? The Hidden Risks In Car Insurance
Adams & Adams
Article
Policyholder vs. Insurer: A Legal Showdown Over A Repudiated Claim
Adams & Adams
Article
Broken Windows, Unbroken Law: Lessons In Proving Negligence And Duty Of Care
Adams & Adams
Article
Obligations Of Insurers Related To Cybersecurity And Outsourcing
Webber Wentzel
Article
How LA's Wildfires And Climate Change Could Set South Africa's Insurance Market Ablaze
Adams & Adams
Article
No Tracker, No Payout: Court Denies Motor Insurance Claim!
Adams & Adams
Article
Hidden Perils Under The Surface Of Building Insurance
Adams & Adams
Article
When Can A Medical Scheme Cancel Membership For Non-Disclosure?
Fairbridges
Article
The Fine Print In Claims-Made Policies: When A Claim Is Not A Claim
Adams & Adams
Article
No Tracker, No Payout: Court Denies Motor Insurance Claim!
On 31 January 2025, the Pretoria High Court delivered a judgment in a motor insurance case in which the insurer rejected the policyholder's claim following the theft of their vehicle.
Adams & Adams
Article
Hidden Perils Under The Surface Of Building Insurance
The primary purpose of building insurance is to protect property owners from financial losses due to damage to their buildings.
Adams & Adams
Article
When Can A Medical Scheme Cancel Membership For Non-Disclosure?
In a unanimous decision recently handed down by the Constitutional Court, it was held that a medical scheme cannot cancel membership for failure by a member, during the underwriting process...
Fairbridges
Article
The Fine Print In Claims-Made Policies: When A Claim Is Not A Claim
The interpretation of what constitutes a claim under a claims-made policy is often a contentious issue. Ambiguities in policy wording frequently lead to disagreements...
Adams & Adams
Article
Is Non-Disclosure A Policy Killer?
Barnard Inc.
Article
Raising The Bar: Insights On Why Sub-Standard Expert Reports Fail In Court – Lessons From A Recent Insurance Repudiation Case
On 16 October 2024, the Pretoria High Court delivered a judgment in an insurance case where the insurer had repudiated the policyholder's claim on three grounds: The policyholder drove at an excessive speed...
Adams & Adams
Article
Cybercrime – Court Reaffirms Who Bears Responsibility For Payment Where Email System Is Spoofed!!
Cybercrime remains rife, despite the efforts to combat it. In a recent court case, the court reaffirmed the legal position as to who bears responsibility for payment...
Adams & Adams
Article
But-For Test In Action: Uncovering The Contractual Liability Exclusion In D&O Policies
Directors and Officers (D&O) insurance policies often exclude claims arising from actual or alleged contractual liability. These exclusions typically prevent coverage when the company...
Adams & Adams
Article
Weather Whiplash: Why Insurance Is More Essential Than Ever!
The snowfall last week, which impacted much of KwaZulu-Natal and parts of the Free State, serves as yet another reminder of South Africa's increasingly unpredictable weather patterns.
Adams & Adams
Article
Debt Crisis In South Africa: Are Preservation Orders The Ultimate Lifeline For Creditors?
Adams & Adams
Article
Defending Against Rising Credit Application Fraud
ENS
Article
Little Wiggle Room: The Power Of Payment Certificates In Construction Contracts
Adams & Adams
Article
Liability Insurance: Can A Third-Party Plaintiff Successfully Sue An Insolvent Policyholder?
Adams & Adams
Article
"Pay To Be Paid" Clause In Liability Insurance Policy Tested
Norton Rose Fulbright
Article
Liability Insurance: What Happens When The Insurer And Policyholder Disagree On Settling The Matter?
Adams & Adams
Article
The Rising Impact Of Secondary Perils
Norton Rose Fulbright
Article
Cybersecurity Insurance: Are You Cyber Insurable?
SNG Grant Thornton
Article
Legal Battle Over Towed Vehicle Ends In Favour Of Insurer
Adams & Adams
Article
Medical Complications Ahead – The NHI Bill And The Reshaping Of Health Insurance And Schemes
Fairbridges
Article
Structuring Of Agricultural Insurance Products – The Tax Pitfalls Of Getting It Wrong
ENS
Article
"Big Read Book Series"
Norton Rose Fulbright
Article
Tax In Brief | Issue 119
ENS
Article
What's So Arb-Itrary About Onions, Petroleum Jelly And Hot Chillies?
Adams & Adams
Article
Judicial Reminder: The Ethical Obligation And Fiduciary Duty Of Plaintiff Attorneys To Discourage Baseless Legal Actions
Adams & Adams