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The legislation reopening the government signed by President
Trump, H.R. 5731, also reauthorizes the National Flood Insurance
Program (NFIP) until January 30, 2026, the same day the spending
measure lapses. The reauthorization is retroactive to October 1 the
beginning of the fiscal year and the day the NFIP authorization
expired.
Once again, the short-term reauthorization was included in a
short-term spending bill, since Congress has been unable to pass a
comprehensive NFIP reauthorization bill. This is the
34th time that Congress passed a short-term NFIP
reauthorization, according to the Congressional Research Service
(CRS).
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