Canada: Asset Finance

Canada offers sophisticated financing options through well-capitalized domestic and foreign banks, competitive non-bank lenders, and government-supported programs.

In secured real estate financing in Ontario, the borrower's organizational structure is not a minor detail to be sorted out later. Instead, it is the foundation on which the entire transaction is built. The structure dictates who signs, who guarantees, what security can be granted, how registrations are made under the Land Titles Act and Ontario PPSA, and the form of every document from the commitment letter through to the mortgage. Despite its importance, organizational structure is often misunderstood or

British Columbia's First Nations Equity Financing Program is now accepting applications, offering up to $1 billion in loan guarantees to support First Nations acquiring equity ownership in revenue-generating projects within their traditional territories. The Program aims to position First Nations as equity partners in economic development while reducing borrowing costs and unlocking access to capital for major infrastructure and resource projects.

Factoring is the legal relationship between a financial institution and a business selling goods or providing services to a trade customer, pursuant to which the Factor purchases the accounts receivable owing to the Client by its Customer.

Canada has a mature, competitive and well-regulated asset management sector, which has remained buoyant (along with the Canadian economy generally) despite the pressures caused by the global financial crisis...

The Alberta Court of Queen's Bench has recently confirmed that the American doctrine of corporate successor liability has no application in Alberta.

A question that we are often asked as finance lawyers is what level of support is needed to confirm that a document was properly executed.

We are regularly asked by equipment lessors if it is better to structure a transaction as co-lessees or as a lessee with a guarantor.

Increased optimism around Canadian M&A activity has Canadian bond investors considering more safeguards to protect their investments.