Nigeria: Dodd-Frank, Consumer Protection Act

The Federal High Court, Lagos Division, has delivered a significant judgment clarifying the regulatory boundaries between the Federal Competition and Consumer Protection Commission (FCCPC) and the Nigerian Communications Commission (NCC) in relation to digital lending and telecommunications services.

The Federal High Court, Abuja Division, on July 10 2026, delivered a landmark judgment affirming the statutory authority of the Federal Competition and Consumer Protection Commission (FCCPC) to investigate consumer complaints regarding airline ticket pricing.1 The Court clarified that the Commission’s power to conduct investigations into pricing is distinct from its statutory power to regulate or fix prices under the Federal Competition and Consumer Protection Act (FCCPA).2

The second quarter of 2026 saw significant regulatory and legislative activity across Nigeria’s healthcare sector — from expanded consumer protection powers over healthcare providers to new frameworks for digital pharmacies, health financing, and public health institutions. This edition of the Medical Law Digest covers the key developments.

This Stakeholders' report outlines critical regulatory changes affecting the Sector between January 2025 and December 2025.

All over the world, households and businesses are affected by electricity issues, the availability or non-availability of it, however, each country faces its own unique circumstances.

For many years, Nigerian consumers have endured persistent, often frustrating experiences with some telecommunications service providers. Among the most common complaints are unauthorised airtime deductions...

The Nigerian digital lending landscape is rapidly evolving. Given the rise in the number of startups and increasing interest in the business of digital lending...

Over the years, the growth of the Nigerian fintech ecosystem has spurred a range of financial product offerings. One such offshoot is the digital lending platforms or "loan apps" as they are commonly referred to...

For years, consumer lending was one of the easiest ways to enter Nigeria's fintech space. Startups could operate with a simple state-issued moneylender's licence and minimal oversight.